Tesco Travel Insurance Review
Marvin's low-down on Travel Insurance from Tesco
The experts say:
What Tesco customers are saying right now:
The Good
- 🤗Helpful and accommodating staff.
- 🤩Quick and easy claims process.
- 🤝Listen and help when speaking to someone.
- 💪Corrects the situation quickly and with minimal fuss even when it's their customer's fault.
- 💯Provides excellent customer service for over 4 years.
The Bad
- ⚠️ Extortionate rise in cost of home insurance
- 🙁 Condescending Staff
- 🤬 Awful customer service and currency not available when promised
Tesco customer reviews summary
Tesco has been providing customers with financial services for years, and while some have experienced rises in the cost of home insurance and less than satisfactory customer service, others have had a pleasant experience. Some customers have found the bank's automated procedures a bit clunky, but have been impressed with the helpfulness and attentiveness of their staff when they've spoken directly to them. Overall, Tesco provides a decent financial service, even if there is room for improvement. Score: 7/10
Is Tesco one of this year's Top 10 Travel Insurance companies?Deep-dive into Tesco Premier Travel Insurance
Policy Highlights
- Medical excess: £0
- Personal Possessions and Baggage - damaged, lost or stolen- cover limit: £3,000
- Cancelling before travel cover limit: £10,000
- Emergency medical cover and repatriation cover limit: £20,000,000
- Mental health cover: Yes
- Personal money cover limit: £750
- Combined passport & travel cover limit: £500
- Cutting trip short cover limit: £10,000
- Abandoning your trip cover limit: £10,000
- Natural disaster relocation cover: Yes
- Natural disaster baggage cover: Yes
- Max trip duration: 31 days
Quick Takeaway
With Tesco's Premier Travel Insurance, you can embark on your adventures worry-free, knowing you are supported by a policy that provides extensive coverage for medical expenses, lost baggage, cancellations, and unforeseen travel disruptions. Plus, its generous limits ensure that you're covered even in the most unexpected circumstances.
Medical Excess: No Worries, No Hidden Costs!
One of the standout features of Tesco's Premier policy is its medical excess of £0. This means that should you require any medical assistance while abroad, you won't have to pay a penny out of your own pocket, letting you focus on your recovery and enjoyment of your trip.
Mind Your Possessions: High Cover Limit for Personal Belongings
Losing luggage or having personal belongings stolen can be distressing. However, with a cover limit of £3,000 for damaged, lost, or stolen items, Tesco's Premier policy has got you covered. Whether it's a lost camera, stolen laptop, or damaged jewelry, you can rest assured knowing that you'll be reimbursed for your losses.
Cancellations? Tesco Has Your Back
Life happens, and sometimes plans change unexpectedly. With a cancellation cover limit of £10,000, Tesco Bank's Premier policy ensures that if you need to cancel your trip due to unforeseen circumstances, such as illness or other emergencies, you won't be left out of pocket.
Emergency Medical Cover: Peace of Mind in Times of Need
Accidents can happen anytime and anywhere. Tesco's Premier policy offers an impressive £20,000,000 limit for emergency medical cover and repatriation. This means that if you find yourself requiring medical treatment or needing to be repatriated back home due to an injury, Tesco Bank has you covered, no matter where you are in the world.
Mental Health Cover: Taking Care of Your Well-Being
In recognition of the importance of mental health, Tesco Bank's Premier policy provides cover for any mental health problems that arise during your trip and are not pre-existing. This demonstrates Tesco's commitment to supporting their customers' overall well-being, ensuring you can enjoy your vacation with peace of mind.
Additional Perks: Natural Disasters and Quick Trips
Tesco's Premier policy offers several additional benefits to give you extra reassurance. Firstly, in the unfortunate event of a natural disaster or catastrophic event, Tesco provides cover for relocation costs and for any damage to your personal possessions. Additionally, the policy includes cover for cutting a trip short, abandoning your trip due to long delays, and losing your passport while abroad. Finally, with a maximum trip duration of 31 days, you have ample time to soak in the sights and create unforgettable memories.