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Churchill Over 50s Life Insurance Review

Marvin's low-down on Over 50s Life Insurance from Churchill

The experts say:

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Churchill's Over 50s Life Insurance offers an attractive package for those over the age of 50 who are looking for life insurance. The policy provides three times the full payout in case of accidental death during the waiting period. Customers can claim full benefits 24 months after starting the policy, with an added incentive of a £100 gift card when signing up. According to Fairer Finance Star Rating, this product is given a 3-Star rating. Overall, Churchill's Over 50s Life Insurance provides comprehensive coverage and incentive for customers that meet their criteria. While the waiting period of 90 years before premiums stop may not be ideal for some, customers can rest assured that they are covered in case of accidental death and can claim full benefits within two years. However, while the £100 gift card is certainly a nice sign-up bonus, some may find that the 3-Star rating puts them off from signing up to this particular policy.

What Churchill customers are saying right now:

The Good

  • ⭐ Churchill's customer service is efficient and pleasant.
  • 💡 The preferred repairers were well organised.
  • 🤩 Claims were dealt with effectively from start to finish.
  • 🚗 Insuring with Churchill was easy and the annual reminder came early enough to compare other quotes.
  • ✅ Communication between Churchill and customers is good.

The Bad

  • 😠 Poor customer service, slow to answer calls and unhelpful when they do.
  • 😡 Disrespectful and disloyal to long-term customers.
  • 🤬 Unethical price increases and failure to accept liability for claims.
Read more customer reviews of Churchill

Churchill customer reviews summary

From the reviews, it seems that Churchill is a provider of car insurance with a customer service team that is lacking in its response time and communication. Customers have experienced high prices and unfair auto-renewal fees, as well as difficulties when trying to add further details to their policy page. On the other hand, customers report that their claims were managed efficiently and effectively by Churchill staff, who provided all the information they needed. In summary, Churchill's customer service leaves something to be desired, but their claims management process is up to scratch. Score: 6/10

Is Churchill one of this year's Top 10 Over 50s Life Insurance companies?